Finance

Appropriate financing can make or break your business plans. Our overview of how to secure the finance needed to start up or grow your business.

Finance
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Finance - overview

Appropriate financing can make or break your business plans. Our overview of how to secure the finance needed to start up or grow your business.

Business loans
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Business loans - overview

Our introduction to borrowing money for your business - your options, how to work out how much you need and how to make sure you're creditworthy.

Business grants
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Business grants - overview

Getting grant funding for your business can be difficult - but very valuable. Our guide to finding grants you might qualify for, and how to apply.

Equity finance
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Equity finance - overview

Getting investment for your business can be vital when borrowing isn't an option - but it can mean giving up some control. Read our overview.

Man holding a coffee whilst writing his business plan to help him forecast cash flow and secure investments
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Business plans - overview

A well-researched business plan with realistic cash flow forecasts is essential for securing business investment or loans. Our overview.

Import and export finance
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Import and export finance - overview

Doing business overseas can be complex and risky. Our guide to your options and the financial issues you might face when importing and exporting.

Business angels
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Business angels

Business angels are wealthy individuals who provide capital - and sometimes advice - in return for company shares. Here's how to pitch to an angel.

Car finance
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Car finance

Get finance for your business cars wrong and you could end up with big headaches and even bigger bills. Read our guide to arranging car finance terms.

Export finance
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Export finance

Exporting can be more financially complex than selling in the UK. How to negotiate payment methods, choose financing and deal with foreign currencies.

Factoring and invoice discounting
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Factoring and invoice discounting

Businesses often find that factoring (or invoice discounting) is a more flexible source of working capital than bank finance. Read our guide.

Finance your high-growth business
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Finance your high-growth business

The right financing lets you make the most of your business' growth potential. Read our guide to the different sources of finance available.

Financing equipment
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Financing equipment

Hiring or leasing equipment is one way to make your working capital go further. Here's how to make sure you get the right deal.

Floating your company
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Floating your company

Floating your company can be one of the most exciting experiences in your business life. But it can also be stressful, time-consuming and expensive.

Import finance
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Import finance

Many businesses find importing requires more financial flexibility than buying from a UK supplier. Our guide to credit, currency and payment terms.

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Obtaining venture capital

Venture capital firms provide financing in return for shares. Business angels do the same, but usually expect a higher degree of personal involvement.

FAQs

Obtaining venture capital FAQs

Sourcing venture capital, negotiating a deal and deciding on shareholder rights and management input. What to do if things go wrong.

Overdrafts and bank loans
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Overdrafts and bank loans

Overdrafts and bank loans are the most common form of external financing available to businesses. Read our guide to reducing the cost and risk.

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Plan and budget for growth

Growing businesses need to be agile, responsive and have contingency plans for whatever the market throws at them. How to plan for business growth.

Subsidised and guaranteed loans
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Subsidised and guaranteed loans

If you have a promising business but can't provide the security needed for a bank loan, a supported loan scheme may be what you need.

SWOT analysis
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SWOT analysis

SWOT analysis looks at your strengths and weaknesses, and the opportunities and threats your business faces. Read our guide to completing a SWOT.

Valuing a business
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Valuing a business

The worth of a business is based on how much profit a buyer can make from it, and the potential risks. Read our guide to valuing your business.

Venture capital
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Venture capital

Venture capital firms provide business finance in return for shares. Our guide to pitching for venture capital investment and the possible drawbacks.

Hand sorting out money into piles
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Your money and your business

How to manage both the investment you put into your business as an owner-manager, and the income, profits and other benefits you get from it.

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Types of venture capital investment

Venture capitalist investors and business angels may be able to help you obtain financing for your business in return for a proportion of your shares

Finance your start-up business
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Finance your start-up business

When setting up a new business you need to be clear about how much money you are going to need and where to find it. Read our overview of the options.

Getting a grant - checklist
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Getting a grant - checklist

Your business might be entitled to claim a grant. Here's how to identify a scheme and apply for grant funding.

Getting a grant for your business
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Getting a grant for your business

Securing grant funding could really help your business develop. Here's how to identify relevant schemes and manage the application process.

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Attracting investment

Attracting investors is a difficult process. This is especially true for new businesses without trade history. But here are a few tips to help you.

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Q&A: Family investors

Andrew Niblock, commercial lawyer at Keystone Law, explains the importance of signing contracts with family members investing in your business.

Article

Q&A: Asset finance

Steve Richardson of Funding Options answers key questions about asset finance and how it could benefit your business, starting with the basics.

Finance your community organisation
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Finance your community organisation

Funding can be hard to come by and competition is fierce - but by planning your approach you can maximise your chances of attracting finance.